#04_Funding Opportunities

Throughout Europe, there are numerous funding opportunities for home and flat owners who want to have their home or property renovated to make it more energy efficient. The type and amount of financial support vary depending on the country and funding agency.

Please chose your country on the map. Below the map you find an overview in alphabetical order.










Here you will find the funding opportunities by country in alphabetical order. The list will be continuously expanded.

A | B | C | D | E | F  | G  | H |  I  | J |  K | L | M | N | O | P | Q | R | S | T | U | V | W | X | Y |  Z



The Flemish government offers interest-free renovation credits/energy credits+ up to €60,000 and a label premium of €2,500 to €5,000 for improving the energy efficiency of flats and houses. It initially applies only to owners who have newly purchased a property or intend to do so. The term of the loan is a maximum of 20 years. > www.mijnBENOvatie.be


The Environmental Protection and Energy Efficiency Fund (EPEEF) was established to provide funding for projects and programmes for environmental protection and nature conservation, energy efficiency and the use of renewable energy sources.

> www.fzoeu.hr/hr/o-fondu/10

The Croatian Bank for Reconstruction and Development (HBOR) offers financing programmes and special loan conditions, including support for sustainable development. > www.hbor.hr


The best-known financing option is "MaPrimeRenov" from the Ministry of Economy, Finance and Industry. This applies to comprehensive renovations, including window replacement, that result in energy savings of more than 55%. MaPrimeRénov is limited to € 20,000 over 5 years per house.
> www.ecologie.gouv.fr/evolutions-maprimerenov


The Federal Ministry for Economic Affairs and Energy (BMWi) offers the Federal Promotion for Efficient Buildings (BEG). It applies to all residential buildings. The BEG grants a subsidy or low-interest loan plus repayment subsidy. Individual heat insulation measures, including the replacement of windows, are subsidised by 20 %, up to a maximum of 60,000 euros per residential unit.
> www.bafa.de

The Kreditanstalt für Wiederaufbau (KfW) offers various programmes for "energy-efficient renovation" (261/262 and 461). The 261/262 loan programme offers a low-interest loan for up to 100 % of the refurbishment costs, up to a maximum of 60,000 euros for individual measures (262) such as window replacement. Programme 461 offers a refurbishment grant of up to €75,000 per housing unit.

> www.kfw.de

Numerous banks at the federal states level also offer loans for energy modernization, here using the example of the Investitions- und Strukturbank Rheinland-Pfalz (SB)
> isb.rlp.de

At foerderdata.de database is available that knows all programmes and can be displayed specifically by postcode and type of modernization.

> foerderdata.de/foerdermittel-suche


There are different renovation premiums here. All of them are administered by the Finance Authority (Agenzia delle Entrate) and the Italian National Agency for New Technologies, Energy and Sustainable Economic Development (ENEA). The private builder receives a 50% eco bonus for renovations for new PVC windows with a certain insulation value, in order to improve the thermal efficiency and environmental sustainability of buildings.

> www.enea.it/it

> www.agenziaentrate.gov.it/portale


The government Program “Czyste Powietrze” (“Clean Air”) aims to improve energy efficiency and reduce the emission of dust and other pollutants into the atmosphere from existing family homes. It includes support for the replacement of windows and doors. > czystepowietrze.gov.pl/czyste-powietrze

The BOŚ Environmental Protection Bank (Bank Ochrony Środowiska) grants credits for ecological investments, which include the replacement of windows and doors. The name of the credit is Pełnym oddechem ("With full breath").

> www.bosbank.pl


A European fund exists for the specific thermal refurbishment of residential complexes. > bankwatch.org


There are different national renovation funds: The funds are managed by IDAE (Public Institute for Diversification and Energy Saving). The modernization of windows and doors is usually publicly financed by regional governments through the Planes Ronove.

For a complete thermal improvement of the building envelope, the Planes PREE are intended. > www.idae.es

Private energy saving companies (ESEs) also financially support the modernization of the entire building envelope.