#04_Funding Opportunities

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Throughout Europe, there are numerous funding opportunities for home and flat owners who want to have their home or property renovated to make it more energy efficient. The type and amount of financial support vary depending on the country and funding agency.

Please chose your country on the map. Below the map you find an overview in alphabetical order.

Here you will find the funding opportunities by country in alphabetical order. The list will be continuously expanded.

A | B | C | D | E | F  | G  | H |  I  | J |  K | L | M | N | O | P | Q | R | S | T | U | V | W | X | Y |  Z



The Flemish government offers interest-free renovation credits/energy credits+ up to €60,000 and a label premium of €2,500 to €5,000 for improving the energy efficiency of flats and houses. It initially applies only to owners who have newly purchased a property or intend to do so. The term of the loan is a maximum of 20 years. > www.mijnBENOvatie.be


The Environmental Protection and Energy Efficiency Fund (EPEEF) was established to provide funding for projects and programmes for environmental protection and nature conservation, energy efficiency and the use of renewable energy sources.

> www.fzoeu.hr/hr/o-fondu/10

The Croatian Bank for Reconstruction and Development (HBOR) offers financing programmes and special loan conditions, including support for sustainable development. > www.hbor.hr


L’Agence danoise de l’énergie (ENS) propose des subventions pour des rénovations énergétique, y compris le remplacement des fenêtres de façade, grâce au programme de financement «Building Pool» (Bygningspuljen).

> ens.dk/service/tilskuds-stoetteordninger/bygningspuljen


L’option de financement la plus connue est « MaPrimeRenov « du du ministère de l’Économie, des Finances et de l’Industrie. Elle s’applique à un ensemble de travaux de rénovations, y compris le remplacement des fenêtres.
> www.ecologie.gouv.fr/evolutions-maprimerenov


The Federal Ministry for Economic Affairs and Energy (BMWi) offers the Federal Promotion for Efficient Buildings (BEG). It applies to all residential buildings. The BEG grants a subsidy or low-interest loan plus repayment subsidy. Individual heat insulation measures, including the replacement of windows, are subsidized with 20%, up to a maximum of €60,000 per residential unit.
> www.bafa.de

The Kreditanstalt für Wiederaufbau (KfW) offers various programmes for "energy-efficient renovation" (261/262 and 461). The 261/262 loan programme offers a low-interest loan for up to 100% of the refurbishment costs, up to a maximum of €60,000 for individual measures (262) such as window replacement. Programme 461 offers a refurbishment grant of up to €75,000 per housing unit.

> www.kfw.de

Numerous banks at the federal states level also offer loans for energy modernization, here using the example of the Investitions- und Strukturbank Rheinland-Pfalz (SB)
> isb.rlp.de

At foerderdata.de a database is available listing all available programmes which are displayed in order of zip code and type of modernization.

> foerderdata.de/foerdermittel-suche


The Hellenistic Ministry of Environment and Energy in Greece offers the "New Savings" programme (ΝΕΟ ΕΞΟΙΚΟΝΟΜΩ) providing incentives for energy saving measures in residential buildings, i.e. single and multi-family houses and flats.

> https://ypen.gov.gr/prodimosiefsi-odigou-efarmogis-programmatos-neo-exoikonomo


Different renovation premiums exist. All of them are administered by the Finance Authority (Agenzia delle Entrate) and the Italian National Agency for New Technologies, Energy and Sustainable Economic Development (ENEA). The private builder receives a 50% eco bonus for renovations with new PVC windows providing a certain insulation value, in order to improve the thermal efficiency and environmental sustainability of buildings.

> www.enea.it/it

> www.agenziaentrate.gov.it/portale


The National Warmth Fund of the Netherlands (Nationaal Warmtefonds) offers private homeowners, owners' associations and schools financing options for the sustainable design of houses and buildings at attractive conditions in the form of a loan. Loans of up to a maximum of €65,000 are granted.

> www.energiebespaarlening.nl


The government Program “Czyste Powietrze” (“Clean Air”) aims to improve energy efficiency and to reduce the emission of dust and other pollutants into the atmosphere from existing family homes. It includes support for the replacement of windows and doors. > czystepowietrze.gov.pl/czyste-powietrze

The BOŚ Environmental Protection Bank (Bank Ochrony Środowiska) grants credits for ecological investments, which include the replacement of windows and doors. The name of the credit is Pełnym oddechem ("With full breath").

> www.bosbank.pl


A European fund exists for the specific thermal refurbishment of residential complexes. > bankwatch.org

> www.euki.de


Il existe différents fonds de rénovation nationaux : Les fonds sont gérés par l’Institut public de diversification et d’économie d’énergie. Les plans PREE sont conçus pour une amélioration thermique complète de l’enveloppe du bâtiment. Les entreprises privées d’économie d’énergie (ESE) soutiennent également financièrement la modernisation de l’ensemble de l’enveloppe du bâtiment. > www.idae.es